Drive profitability with better claims management and improved safety.

Worker’s Compensation experience modification costs are skyrocketing. By closing out claims in a timely manner, you can avoid stiff penalties and even lower your worker’s compensation premiums.

Our Value-Added Services

Our value-added services, which you’re not likely to find anywhere else, first includes expert contract reviews and quarterly risk assessments and other aspects of your business. We do this to ensure that you get complete coverage and can start working proactively to minimize your risk exposure and prevent losses from occurring in the first place. From there, our extensive knowledge of both Workers Comp (in all 50 states) and your business is important to help companies develop a safety culture. Our “Boots On The Ground” site review includes proactively monitoring our client’s claims every quarter. Of course, not having a claim at all is the best way to avoid worker’s compensation costs. You can rely on PT Risk Management’s loss prevention expertise for valuable, customized advice on safety incentive programs and personalized assistance in improving the policies and procedures you have in place to prevent accidents.

Did You Know?

If you are sued, your umbrella insurance can cover your defense costs in most cases, regardless of fault. Legal defense costs can be covered in addition to your policy limit.