Employment Practices Liability Insurance (EPLI) is highly specialized coverage that provides valuable protection against claims made by current, former and potential employees.
This type of coverage is becoming essential due to a steady rise in employee lawsuits, regarding a growing list of issues:
- Sexual Harassment
- Wrongful Termination
- Discrimination
- Statute Violation
- Negligent Hiring
- Negligent Supervision
- Negligent Promotion
- Negligent Retention
- Disabilities
- Breach of Contract
- Loss of Consortium
- Discrimination
- Emotional Distress
- Invasion of Privacy
- Drug Testing
- Mental Anguish
- Libel
- Slander
Our Value-Added Services
Our value-added services, which you’re not likely to find anywhere else, first includes expert contract reviews and quarterly risk assessments and other aspects of your business. We do this to ensure that you get complete coverage and can start working proactively to minimize your risk exposure and prevent losses from occurring in the first place. From there our “Boots On The Ground” site review includes examining employee handbooks (or lack thereof) and identifying situations that may have been overlooked before such as company policies regarding employee-caused accidents.
Did You Know?
Companies that outline employee discipline and termination procedures in writing, especially when it comes to employees who are responsible for hazardous materials, can save lots of money if an employee tries to sue over a termination due to DUI or other offense.
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“PT Risk has gone out of their way to take care of my business for nearly 20 years. They work with me hand in glove with advice on preventative loss.”
– New Mexico Propane Distributor
